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February 2026
Best Paystub Generators Online

Top Paystub Tools of 2026
Create Professional Paystubs Instantly

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Last offers update: February 2026

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HR Products winner of 2024

Excellent
9.8
EDITOR'S CHOICE
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3 Months Free Payroll

Exceptional
9.9
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Get access to exclusive rates

Very Good
9.7
1
EDITOR'S CHOICE
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3 Months Free Payroll

  • Simple switchover + flat fee
  • PCMag's best online payroll
  • Unlimited payroll runs for no extra charge
Pros & Cons Pros & Cons
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1
EDITOR'S CHOICE
Coupon

3 Months Free Payroll

Exceptional
9.9

✓ Payroll & HR for any size business
✓ All-in-one: payroll, benefits, HR, time
✓ U.S. tax & labor compliance built-in

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2
Show/hide extra details See extra details & advantages
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HR Products winner of 2024

  • Fully automated payroll processing
  • Transparent pricing with no hidden fees
  • Global Payroll in 100+ countries, including US
Pros & Cons Pros & Cons
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2
Coupon

HR Products winner of 2024

Excellent
9.8

Fully automated payroll processing
✓ Transparent pricing with no hidden fees
✓ Global Payroll in 100+ countries, including the US

Visit Site
3
Show/hide extra details See extra details & advantages
Coupon

Get access to exclusive rates

  • Unified payroll processing
  • Manage all teams in one place
  • Local tax and labor compliance
Pros & Cons Pros & Cons
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3
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Get access to exclusive rates

Very Good
9.7

✓ Real-time payroll calculations
✓ Native multi-state compliance
✓ Unified onboarding-to-payroll workflow

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OUR BEST OVERALL PROVIDER

1
EDITOR'S CHOICE
Show/hide extra details See extra details & advantages
Coupon

3 Months Free Payroll

  • Simple switchover + flat fee
  • PCMag's best online payroll
  • Unlimited payroll runs for no extra charge
Pros & Cons Pros & Cons
Why We Picked It Expand sign
1
EDITOR'S CHOICE
Coupon

3 Months Free Payroll

Exceptional
9.9

✓ Payroll & HR for any size business
✓ All-in-one: payroll, benefits, HR, time
✓ U.S. tax & labor compliance built-in

Visit Site

What Is a Paystub, and Why Is It Important to Check a Stub Maker?

A paystub, also known as a paycheck stub, paycheck generator record, wage slip, or salary statement, is a detailed record that displays an employee’s earnings, deductions, taxes, and net pay. Each paystub acts as a snapshot of a worker’s income and payment history, generated either by creating a check stub or using an online paystub generator for accuracy and convenience.

Paystubs are essential for verifying income, maintaining financial records, and ensuring compliance with tax and labor laws. Employers use digital paystubs to provide transparency and accountability, while freelancers and contractors rely on free paystub generators to create legitimate pay stubs for loan applications, rentals, or tax reporting.

Whether produced automatically through a company’s payroll system using a paycheck generator, or created manually with a paystub generator app, paycheck stub template, or check stub maker, accurate paystub generation helps protect both employers and employees by keeping payment details clear, traceable, and compliant with regulations.

What Does a Paystub Generator Include?

A paystub generator makes it easy to create accurate, professional paystubs in minutes. The best check stub maker or paystub generator typically offers:

  • Instant calculations of gross pay, deductions, and net pay
  • Customizable, professional paycheck stub templates
  • Ability to create legitimate pay stubs
  • Employer and employee details for accuracy
  • Downloadable PDF or printable stubs
  • Options for salaried or hourly workers
  • Ability to generate stubs for past pay periods
  • Easy creation of a check stub
  • Best-in-class check stub maker functionality

How Much Does a Paystub Generator Cost?

An online paystub generator usually costs between $5 and $10 per paystub, depending on available features. Some paycheck generators offer bundle deals or monthly subscriptions for frequent users.

Compared to full paycheck stub software, a digital paystub generator is cheaper and faster—ideal for freelancers, contractors, and small businesses that need quick, professional paystubs for income verification or tax purposes.

Many paystub generator apps and free paycheck stub makers allow users to create paystubs online instantly, making them one of the best paystub generator options for simple proof of income.

Conclusion

Paycheck generators, also known as check stub makers, are essential financial tools for employees, freelancers, and business owners alike. Whether you need a single digital paystub or paycheck stubs for your team, an online paystub generator makes the process fast, accurate, and professional.

Explore our top recommendations to find the best paystub generator or free paystub maker that fits your needs and start creating verified pay stubs online today.

Top 3 Paystub Generators

1
Gusto offers a modern, easy-to-use payroll and HR platform tailored for small to mid-sized businesses in the U.S. With automated tax filings, employee onboarding, benefits management, and compliance tools, Gusto streamlines back-office operations so you can focus on growing your business. Its flexibility, transparency, and exceptional user experience make it a trusted solution for over 300,000 businesses.
  • Automated payroll with built-in tax filing and direct deposit
  • User-friendly interface with tools for onboarding, PTO, and benefits
  • Excellent customer support from HR and compliance specialists
  • Flexible plans that scale with your business growth
  • Primarily U.S.-focused, limited support for global teams
  • Some features only available on higher-tier plans
  • Can take time to explore all integrated tools
2
Remote is the ideal solution for companies that want to hire and pay international employees without the legal, tax, and administrative headaches that usually come with global expansion. Instead of setting up local entities or juggling multiple payroll vendors, Remote brings everything into one secure, easy-to-use platform.
  • Built-in compliance with local labor laws
  • Excellent customer support and guidance
  • Transparent, predictable pricing
  • Ideal for companies operating in more than one country
  • Some features locked to higher-tier plans
  • Premium features available only in higher-tier plans
3
Deel provides a comprehensive global payroll and contractor management platform designed to simplify payments and ensure compliance across borders. With automated tax filings, multi-currency payments, contractor onboarding, and benefits integration, Deel streamlines workforce management and allows businesses to focus on growth. Its scalability, transparent reporting, and reliable customer support make it a trusted solution for teams of all sizes worldwide.
  • Full-service compliance, automated payments, and fast onboarding for employees and contractors
  • Quickly hire employees or contractors in multiple countries without setting up local entities
  • Advanced security measures protect sensitive employee and financial data
  • Team members can view pay slips, benefits, and invoices on mobile devices anytime
  • Requires internet access and may involve a learning curve for teams new to payroll software
  • Pricing can be higher compared to some local payroll providers, especially for smaller businesses

Frequently Asked Questions

What is a paystub?

A paystub, also known as a paycheck stub or wage slip, is a financial record that shows how an employee’s earnings are calculated for a specific pay period. Each paystub includes gross income, taxes withheld, deductions, benefits contributions, and net pay. Paystubs serve as essential proof of income for loans, credit, or rental applications and help employees understand how their take-home pay is determined. Businesses can generate these records automatically using online paystub generators or digital paystub tools.

Can I generate a paystub online?

Yes. You can use an online paycheck generator to create a check stub in just minutes. By entering employee information, pay rate, hours worked, and deductions, the system automatically calculates earnings and produces a downloadable PDF paystub. These tools are ideal for freelancers, contractors, and small businesses that need quick, accurate paystubs without complex payroll software.

Are digital paystubs legal, and how can I create legitimate pay stubs?

Yes. Digital paystubs are fully legal and widely accepted as long as they include accurate information about earnings, deductions, and taxes. Most U.S. states allow electronic paystubs if employees have access to them. Online paystubs created using reputable paystub generators are commonly accepted by banks, landlords, and government agencies.

How much does a paystub generator cost?

The cost of an online paystub generator depends on the provider. Most charge between $5 and $10 per paystub, while others offer subscriptions or bundle deals for frequent users. Compared to full-service payroll software, a paystub generator is a more affordable option for freelancers, contractors, and small businesses.

What details are required to create legitimate pay stubs?

To generate an accurate paystub, you’ll need basic employer and employee information, including full name, address, and tax identification details, along with pay information such as hourly rate or salary, hours worked, taxes, and deductions. Accurate input ensures reliable and legitimate paystubs.

Can I generate paystubs for previous months?

Yes. Many online paystub generators and paycheck stub templates allow users to backdate paystubs for previous pay periods. This feature is useful for freelancers, contractors, and small businesses that need records for tax filing, financial applications, or audits.

Who needs a paystub generator?

Paystub generators are valuable for small business owners, freelancers, self-employed professionals, contractors, and employers who need to create paycheck stubs without investing in costly payroll systems. Independent workers also use them to generate paystubs for income verification, rentals, credit applications, and tax compliance.