OnPay Payroll Review 2025

First Month Free | Transparent Pricing | Full-Service Payroll

Pricing

$40/mo base + $6 per employee

Free Trial

First Month Free

Best For

Small businesses that want affordable, all-in-one payroll & HR

What Is OnPay Payroll?

OnPay is a full-service payroll and HR platform built for small to mid-sized businesses. It provides unlimited payroll runs, automated tax filings in all 50 states, onboarding tools, benefits management, and compliance features at a simple, transparent price.

With a clean user interface and top-rated customer support, OnPay is a strong choice for growing teams that need payroll, HR, and benefits management without hidden costs.


What Does OnPay Include?

  • Unlimited payroll runs with automated tax filings
  • Direct deposit, paper checks, and debit card pay options
  • Onboarding with e-signatures and new hire reporting
  • Multi-state payroll and 1099 contractor payments
  • Employee self-service portal with mobile access
  • Integrated benefits administration and workers’ comp
  • Custom reporting and accounting software integrations

Pros & Cons

  • Check Icon Simple, transparent pricing with no hidden fees
  • Check Icon Unlimited payroll runs included
  • Check Icon Strong compliance and tax filing coverage in all states
  • Check Icon User-friendly, modern interface
  • Check Icon Highly rated customer support
  • Cancel Icon Limited advanced HR customization compared to Gusto
  • Cancel Icon Reporting flexibility could be improved
  • Cancel Icon Some users report occasional support delays

OnPay at a Glance

Excellent
9.6

Payroll Features

9.7

Unlimited runs, automated filings, multistate payroll, contractor support

Ease of Use

9.6

Clean design, straightforward onboarding

Integrations

9.3

QuickBooks, Xero, and other accounting/benefits integrations

HR & Compliance

9.5

New hire reporting, PTO tracking, benefits, and workers’ comp

Customer Support

9.4

Responsive U.S.-based support via phone, email, and chat

Value for Money

9.6

Transparent flat pricing with included HR features

OnPay Plan Pricing

Plan Base Cost Per Employee
Single Plan $40/mo $6/mo per employee

Why Choose OnPay?

OnPay offers all-in-one payroll, HR, and benefits with no hidden fees. From unlimited pay runs to tax filings in all states, OnPay makes payroll simple, accurate, and affordable for small businesses.

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FAQs

Does OnPay file taxes for you?

Yes. OnPay automatically calculates, files, and pays federal, state, and local payroll taxes in all 50 states.

Is OnPay good for small businesses?

Yes. OnPay is designed for small to mid-sized businesses that want simple, full-service payroll and HR without hidden costs.

Can OnPay handle contractor payments?

Yes. OnPay supports both W-2 employees and 1099 contractors, with direct deposit and year-end 1099 filings.